Tag: Home Loans

Whether you want to purchase, refinance, or make a sound investment, we’ll help you find the real estate solution that’s right for you.

Housing Market

Too Hot to Handle: What’s Ahead for the U.S. Housing Market?

ASK A FINANCIAL PLANNER   The U.S. housing market, already strong before the pandemic, has heated up to record levels in 2021. The Case-Shiller U.S. National Home Price Index, which measures home prices in 20 major metropolitan areas, reported a 12-month increase of 18.6% in June 2021, the largest year-over-year gain in data going back… Read more »

Buying a home in a seller's market

5 Tips for Buying a Home in a Seller’s Market

It’s a seller’s market out there — between historically low interest rates and low inventory, prospective home buyers are facing stiff competition. In our local market, homes are getting dozens of offers within just a few days of listing. Our partners at GreenPath Financial Wellness recently presented a webinar with insight into buying a home in… Read more »

What is Home Title Theft?

What is Home Title Theft?

Purchasing a home is a big decision. For most people, it’s the biggest purchase they will make in their lifetime. Plus, a home is so much more than an asset. It’s where we live, raise our children, entertain friends, and feel the most secure and at peace. It’s easy to understand why people would want… Read more »

Home refinance

Frequently Asked Questions About Mortgage Refinancing

Refinancing your mortgage might seem daunting, but a refi can lower your monthly payment or save you money with a better interest rate. We’re answering the most frequently asked questions about refinancing below, but if you’re ready to move forward or would like to explore your options, contact a SESLOC Mortgage Loan Officer for a… Read more »

Homeowners Tax Tips

Tax Tips: Homeowners Insurance

The purpose of home insurance is obvious. The tax rules surrounding home insurance, though, aren’t always so clear. For example, if your insurance won’t cover you for a given loss, are you simply left holding the bag, or can you expect some tax relief? And what about premiums — can you deduct them or not?… Read more »

Moving Insurance

How Can I Insure My Possessions During a Move?

There are several ways to insure your possessions while you’re moving. Perhaps your current homeowners policy includes coverage for your personal property during a move. The policy may cover your possessions at the new location for a limited time, also. The same coverages, exclusions, and deductibles apply while you’re moving as they would for a… Read more »

Home Equity

HELOC vs Home Equity Loan: What’s the Difference?

One of the benefits of homeownership is equity. A Home Equity Line of Credit (HELOC) or a Home Equity Loan (also know as a second mortgage) allows a homeowner to borrow money using the home’s equity as collateral. These loans can be a solution for tackling home repairs and renovations, which protect your investment and… Read more »

What to expect from a home inspection

Home Buying: What to Expect from the Inspection

A home inspection is an important part of the buying process where an objective third-party performs a visible assessment of the property’s condition so you can make an informed decision about your purchase. After all, it’s one thing to plan for a fixer-upper and another to be surprised and saddled with expensive repairs. Here’s what… Read more »

How to Apply for a HELOC

How to Apply for a HELOC

A HELOC, or Home Equity Line of Credit, leverages your home’s equity to give you more flexibility compared to other loans — you can borrow up to your maximum credit limit, when you need it, as you need it. Whether you’re planning a kitchen remodel, upgrading to energy efficient appliances, consolidating debt, or simply want… Read more »

Home Essentials

10 Home Essentials You Can Find On SESLOC Rewards

Buying a home, or moving out on your own? Did you know you can redeem your SESLOC debit and Visa® Signature Rewards card points to stock up on home essentials? Check out these 10 SESLOC Rewards for turning your house into a home. Not registered? Head over to SESLOC Rewards to register your HomeFREE Checking™ debit… Read more »