Author: Team SESLOC

Holiday season

This Holiday Season, Could Less Be More?

Another holiday season is upon us, and for the second year in a row, the impacts of COVID will likely color the celebrations. While the season is an opportunity to focus on the things that matter most in life, exchanging gifts is a long-standing tradition and a way to share joy with loved ones. Gift-giving is… Read more »

Get Smart About Credit Card Debt

Get Smart About Credit Card Warning Signs

If keeping up with credit card balances has become a challenge, it’s smart to assess your overall financial picture and your spending habits. Remember: taking on credit card debt is borrowing money you haven’t earned yet. It is smart to keep the focus on this fundamental truth. To get smart about credit cards, be aware… Read more »

Open Enrollment

Employer Open Enrollment: Make Benefit Choices That Work for You

ASK A FINANCIAL PLANNER   Open enrollment is the window of time when employers introduce changes to their benefit offerings for the upcoming plan year. If you’re employed, this is your once-a-year chance to make important decisions that will affect your health-care choices and your finances. Even if you are satisfied with your current health… Read more »

White House

White House Framework Omits Proposal for IRS Reporting Requirement on Cash Flows Over $600

On September 1, 2021, SESLOC supported a call to action from the Credit Union National Association, along with credit unions across the country, to alert our members of a concerning addition to the $3.5 trillion infrastructure spending bill that was proposed in Congress. The proposal included new IRS reporting requirements that would require financial services providers… Read more »

International Credit Union Day

International Credit Union Day 2021

Cheers to you! 🥳 On Thursday, October 21, 2021, credit unions around the globe toasted to their members in celebration of International Credit Union Day. Credit unions like SESLOC are not-for-profit, which means we offer affordable loans, lower fees, and many free services to help our member-owners get ahead and achieve financial freedom. On social… Read more »

SESLOC Spotlight MCMS Women's Business Center

SESLOC Spotlight: MCSC’s Women’s Business Center

SESLOC Spotlight highlights local organizations that make the Central Coast the best place to live. The Mission Community Services Corporation’s Women’s Business Center supports local entrepreneurs and small businesses by providing resources and education. Charlene Rosales, Deputy Director/COVID Manager, explains how this organization helps potential and existing businesses succeed: MSCS’s Women’s Business Center Industry: Nonprofit… Read more »

Family Feast

10 SESLOC Rewards for Your Family Feast

Are you in charge of hosting Thanksgiving this year? You can redeem your SESLOC debit and Visa® Signature Rewards card points for merchandise, gift cards, and more. Check out the top 10 SESLOC Rewards that you can claim to help you put on an unforgettable family feast. Not registered? Head over to SESLOC Rewards to… Read more »

Bulldog Construction Company

Education Grants Support Students’ Return to the Classroom

SESLOC Education Grants provide funding to support innovation and expand supplies at local K-12 schools. Here’s how a few teachers recently used grants to support their students’ return to the classroom: Paloma Creek High School teacher Scott Killen used a grant to fund supplies to launch a dynamic project-based learning program — the student-run Bulldog… Read more »

8 Ways to Use a HELOC

8 Ways to Use a HELOC

Tackle your to-do list with your available home equity line of credit — you can borrow up to your maximum credit limit, when you need it, as you need it. It’s as simple as making a transfer in Online Banking! Your HELOC provides more flexibility to support your goals than other loan options due to… Read more »

Social Security

Social Security’s Uncertain Future: What You Should Know

ASK A FINANCIAL PLANNER   Social Security is a pay-as-you-go system, which means today’s workers are paying taxes for the benefits received by today’s retirees. However, demographic trends such as lower birth rates, higher retirement rates, and longer life spans are causing long-run fiscal challenges. There are simply not enough U.S. workers to support the… Read more »