Author: Team SESLOC

Remote

6 Convenient Ways to Contact SESLOC Support

SESLOC offers 6 convenient ways to access the support you need to bank on your own terms: 1. NEW: Video Banking SESLOC is now offering Video Banking so you can “meet” face-to-face with a Member Services Representative from the comfort of your home, or on the go. Video Banking is available Monday through Friday, from… Read more »

Home refinance

Frequently Asked Questions About Mortgage Refinancing

Refinancing your mortgage might seem daunting, but a refi can lower your monthly payment or save you money with a better interest rate. We’re answering the most frequently asked questions about refinancing below, but if you’re ready to move forward or would like to explore your options, contact a SESLOC Mortgage Loan Officer for a… Read more »

Turtle & Tortoise Rescue

SESLOC Spotlight: Turtle and Tortoise Rescue of Arroyo Grande

SESLOC Spotlight highlights local organizations that make the Central Coast the best place to live. The Turtle and Tortoise Rescue of Arroyo Grande has rescued an estimated 5,000 turtles, tortoises, and other animals in need of a caring and protected home over the past 30 years. Jeff Dobbs explains how the nonprofit sanctuary supports animals… Read more »

Go Green

5 Tips to Go Green & Save Money

Going green doesn’t have to break the bank. In fact, there are small things you can do every day to promote environmental sustainability and save money at the same time. Check out these 5 tips for going green: 1. Cut Down on Food Waste It’s estimated that the average American household of four throws away $1,500… Read more »

Fund college education

Should I Use My 401(k) to Fund My Child’s College Education?

ASK A FINANCIAL PLANNER You can, but it isn’t your best option. Your 401(k) plan should be dedicated primarily to your retirement. There are two primary drawbacks to using your 401(k) for college funding. First, if you withdraw funds from your 401(k) before you are 59½, you will owe a 10% premature distribution penalty on… Read more »

From Your CEO — Spring 2021

Welcome to spring on the Central Coast! A fresh, new season brings cautious optimism regarding the pandemic as more vaccines are made available; a light at the end of the tunnel for our local businesses and communities. Over the years, many of you have taken surveys based on your recent experience with the credit union…. Read more »

understanding Tax Brackets

Due Date for Federal Income Tax Returns and Payments Postponed to May 17

Due to the unusual conditions related to the coronavirus pandemic, the due date for individuals to file 2020 federal income tax returns and make tax payments has been postponed by the IRS from Thursday, April 15, 2021, to Monday, May 17, 2021. No interest, penalties, or additions to tax will be incurred by taxpayers during… Read more »

Camping

10 SESLOC Rewards for the Great Outdoors

Warm and sunny weather is on the horizon…. Thinking about making a reservation at one of our many local campgrounds to celebrate? You can redeem your SESLOC HomeFREE Checking™ debit card and Visa Signature® Rewards card points for merchandise and gift cards to outfit your next adventure! Check out the top 10 SESLOC Rewards for… Read more »

2020 Holiday Shopping Insights

Local Insights: 2020 Holiday Shopping

In January, we sent out our first ever Member Pulse Survey where we asked our valued SESLOC members about their shopping trends and habits over the recent holiday season. 885 responded, revealing five key takeaways into local spending. Read up to see how you can take action to tackle holiday debt or prepare for the… Read more »

Go Green This Spring

10 Ways to Go Green This Spring

On the Central Coast, “going green” means a lot of things — doing your part for the environment, supporting Cal Poly, hitting the green, saving your green (money), and eating your greens to maintain a healthy lifestyle. Whichever you prefer, here are a few ways to go green this spring: 1. Are You HomeFREE? SESLOC’s… Read more »