Tag: Consumer Loans

Should I Consider a Balance Transfer?

Strategies for Tackling Credit Card Debt

Credit card debt can feel overwhelming, but there are tools and resources available to get you back on the road to financial wellness. Consider these strategies for tackling credit card debt: Balance Transfer A balance transfer can be an effective way to tackle your credit card debt. In short, you transfer your revolving debt to… Read more »

Consumer Lending FAQ

Consumer Lending FAQs

How Do I Get Started With Online Banking? Enrolling Online Banking Online Banking Basics How Can I Pay My Loan? 7 Ways to Pay Your SESLOC Loan Loan Payments & Transfers Recurring Loan Payments & Transfers Ordering Checks How Does DocuSign Work? Complete Your Loan or Forms With DocuSign What Do I Need to Know… Read more »

How to Apply for a HELOC

How to Apply for a HELOC

A HELOC, or Home Equity Line of Credit, leverages your home’s equity to give you more flexibility compared to other loans — you can borrow up to your maximum credit limit, when you need it, as you need it. Whether you’re planning a kitchen remodel, upgrading to energy efficient appliances, consolidating debt, or simply want… Read more »

First Time Car Buyer Tips

Buying Your First Car? This is What You Need to Know:

Shopping for your first car is exciting, but it can also feel intimidating. It’s a major commitment, but one that will give you the freedom to go where you want, when you want. Before you head to the car lot, set yourself up for success by following these steps: 1. Start with a Budget Take… Read more »

DMV FAQ

Frequently Asked Questions About Vehicle Loans & the DMV

If you’ve just got a new car loan, or are about to make your final payment, you might have some questions about your vehicle’s registration and title. Here are some answers to frequently asked questions: I paid off my loan. How long until I receive my title? We release titles within 10 days after the… Read more »

Remote

Complete Your Loan or Forms With DocuSign

DocuSign is a secure, convenient way to sign and complete your loan paperwork from the comfort of your home or on the go. After you apply for your loan online, a Loan Processor will be in contact shortly to get you started. You can also use DocuSign to manage your account — such as filing… Read more »

Private Party Purchase

What to Know About Private Party Auto Loans

If you’re planning to buy a car directly from a seller, you might be interested to know that SESLOC can finance your purchase — just like if you were buying from a dealership. This arrangement is called a private party sale, and this is what you can expect: Apply for your loan online, at a… Read more »

Car Ownership

6 Money Saving Tips for Car Owners

Car ownership is an investment that gives you the freedom and flexibility to travel on your terms. But as car owners know, it can be expensive. Besides budgeting for the payments, you must plan for the costs associated with registration, insurance, fuel, and routine and emergency maintenance. Here are five ways you can save money… Read more »

Credit Report Horror Story

Have You Checked Your Credit Report?

Have you checked your credit report recently? Or ever? Shelli* was doing everything right, but something was dragging down her score — it just didn’t make sense. So she ordered her credit report and found the culprit. There was a delinquent credit card from an account she owned with an ex years ago. She had… Read more »

Credit Score

What’s in Your Credit Score? [Infographic]

What’s a credit score and why is it so important? A credit score, also known as a FICO Score, is a calculation based on your activity in a few categories that assess the likelihood that you will repay any debt you owe. The higher the score, the more likely it is that you can handle… Read more »