Contactless payments are secure, quick, and convenient, especially if you’re trying to avoid touching shared screens and keypads. Your SESLOC HomeFREE Checking™ Debit Card is compatible with Apple Pay, which makes it easy to embrace contactless payments — all while earning rewards points for your purchases.
How Does it Work?
- Add your SESLOC Debit Card to your Apple Wallet. In the Apple Wallet app on your iPhone, simply take a picture of your card, verify the information, and you’re ready to go in seconds. Apple Pay uses industry standard encryption to protect your data. Your card’s actual information is not stored on your device, and Apple does not store or have access to the original card numbers. For added protection, only add your card when connected to a secured wireless network or your phone’s data.
- At the store, look for the contactless symbols on the payment terminal at checkout:
- Activate Apple Pay and select your SESLOC card. Apple Pay requires you to input your passcode or use biometric authentication, which means that only your thumbprint or face scan will allow the process to continue.
- Hold your iPhone or Apple Watch within one to two inches of the payment terminal. Apple Pay generates a unique code for every transaction and sends it to the payment terminal using Near-field Communication (NFC) to process the payment in seconds.
How Secure Are Contactless Payments?
Very. In addition to the industry standard encryption and authentication measures, contactless payment transactions use dynamic data, which means a unique code is transmitted instead of your actual card information. In the event that this payment code is stolen or intercepted, it is rendered useless since it can not be used for any other transaction. Additionally, the payment is confidential, as your name is not included in the code.