First Time Car Buyer Tips

Buying Your First Car? This is What You Need to Know:

Shopping for your first car is exciting, but it can also feel intimidating. It’s a major commitment, but one that will give you the freedom to go where you want, when you want. Before you head to the car lot, set yourself up for success by following these steps: 1. Start with a Budget Take… Read more »

Dangers of the Dark Web

Surface, Deep and Dark Web Explained You have probably heard people talk about the mysterious “Dark Web” where criminals gather to commit fraudulent acts that result in financial fraud, identity theft and more. But most people don’t really understand what the Dark Web is or how it works. Let’s start with a few facts about… Read more »

5 Financial Lessons from the Pandemic

5 Financial Lessons From the Pandemic

If you’re worried about paying your bills during this time, call our partners at GreenPath and talk with one of their financial experts. GreenPath is a complimentary service for SESLOC members — providing access to debt management services, and free one-on-one financial counseling and financial education tools. GreenPath financial counselors can help by creating a plan… Read more »

Moving Out

Moving Out: What to Expect So You Don’t Break the Bank

Moving out and on your own is an exciting step towards independence, but the financial responsibility can also be shocking if you’re not prepared. There are a lot of odds and ends that you need to plan for, as well as a lot of expected (and unexpected) costs associated with the move. Here are some… Read more »

5 Questions About Long-Term Care

5 Questions About Long-Term Care

ASK A FINANCIAL PLANNER 1. What is Long-Term Care? Long-term care refers to the ongoing services and support needed by people who have chronic health conditions or disabilities. There are three levels of long-term care: Skilled care: Generally round-the-clock care that’s given by professional health care providers such as nurses, therapists, or aides under a… Read more »

Financial Caregiving

Should I Plan for Financial Caregiving?

Age, illness, or injury can affect our ability to handle our finances. It’s a difficult subject to think about, and it can be even harder to discuss with loved ones. But having a plan in place is essential to protect your financial wellbeing and future. Who Should Think About Planning? Preparation is for everyone. A… Read more »

Wills vs Trust

Wills vs. Trust: Know the Difference

ASK A FINANCIAL PLANNER Wills and trusts are common documents used in estate planning. While each can help in the distribution of assets at death, there are important differences between the two. What is a Will?  A last will and testament is a legal document that lets you direct how your property will be dispersed… Read more »

Beware of Common Money Scams

Beware of Common Money Scams

Scammers are always looking for innovative ways to separate you from your money. Whether their goal is to gain access to your cash, or to gain control of your personal information so they can commit fraud, they frequently play on psychological manipulation to get you to comply. Here some common scams to be aware of:… Read more »

Coping with Market Volatility

Coping With Market Volatility: Be Sure to Use Appropriate Benchmarks

ASK A FINANCIAL PLANNER Do you find yourself glued to the daily news reports on market movements wondering about your own savings and investments? Before you make any hasty decisions, be sure you understand how these reports relate — or don’t relate — to your individual portfolio. The variance in the returns of different portfolios… Read more »

Investment Biases

How Do Biases Affect Investment Decisions?

ASK A FINANCIAL PLANNER When it comes to your finances, “go with your gut” might not be the wisest adage to follow. In fact, it may work against you, particularly in periods of market turbulence. Before jumping to conclusions about your finances, consider what biases may be at work beneath your conscious radar. Recency bias… Read more »