Stress & Spending

Stress & Spending

As we move deeper into the new year, the magic of the holiday may have worn off, and many of our New Year’s resolutions are becoming faded memories. With tax season approaching and the pace of our working lives becoming more and more accelerated, stress can start to take a toll on us emotionally. How… Read more »

Credit Report Horror Story

Have You Checked Your Credit Report?

Have you checked your credit report recently? Or ever? Shelli* was doing everything right, but something was dragging down her score — it just didn’t make sense. So she ordered her credit report and found the culprit. There was a delinquent credit card from an account she owned with an ex years ago. She had… Read more »

Credit Score

What’s in Your Credit Score? [Infographic]

What’s a credit score and why is it so important? A credit score, also known as a FICO Score, is a calculation based on your activity in a few categories that assess the likelihood that you will repay any debt you owe. The higher the score, the more likely it is that you can handle… Read more »

Financially Preparing for a Pet

Financially Preparing for a Pet

Expanding your family with a new furry, feathery, or scaly friend? Whether you’re a first-time pet owner or very experienced, don’t forget to consider the financial impact of a new pet and adjust your budget accordingly. To begin, estimate how much money you’ll need to each year for pet expenses. Divide that amount into monthly… Read more »

Repairing your credit report

Error on Your Credit Report? Learn How to Fix It

Credit report errors are shockingly common, and errors can damage your credit. If you need a loan, damaged credit means you might end up paying a higher interest rate or even get declined. That’s why it’s so important to review your free credit report every year and ensure your report is clean. Here’s what you… Read more »

The State of Financial Wellness in America

The State of Financial Wellness in America [Infographic]

Financial wellness is a hot topic. But what is it exactly? Financial wellness is the state of your overall financial health, measured by how you’re doing in a few categories: spending, saving, borrowing, and planning. A recent Financial Health Network study on the financial habits of Americans uncovered some eye-opening trends. How does your financial… Read more »

Boost Your Credit Score

How to Boost Your Credit Score Ahead of Your Home Loan Preapproval

When it comes to buying a house, poor credit can limit your opportunities and result in higher interest rates and bigger payments. But with a little planning, you can boost your credit score ahead of your home loan pre-approval so you’ll be ready to make an offer on your dream home. Understanding Your Credit Score… Read more »

Tackling Holiday Debt

Tackling Holiday Debt

The holidays have come and gone, and now many are left with the bill. According to a Gallup poll ahead of the shopping season, Americans planned to spend an average of $942 on holiday gifts — not including food, travel, and other celebratory activities. What’s more, less than half of Americans reported going into the… Read more »

Kick Off The Year With This 7-Step Financial Action Plan

How do you see yourself in 2020? If your vision is of a more financially savvy you, then read on. This 7-step financial action plan will give you the tools to make this year — and decade — about your financial wellness. The best part? It’s easy! 1. Download Your Annual Free Credit Report Credit… Read more »

Employee Financial Advice

What Financial Advice Would You Give Your 18-Year-Old-Self?

If you could hop in a time machine to give your 18-year-old-self a financial tip that you wished you knew back then, what would it be? We asked our employees to weigh in. And while some joked that they shouldn’t have bought so many horses or lamented not investing in certain companies that rhyme with grapple, what… Read more »