Beware of Skimmers & Shimmers

Beware of Skimmers & Shimmers

You’ve probably heard about it on your local news over the last few years; criminals caught with equipment that allowed them to capture credit and debit card activity of unsuspecting consumers fueling up at the local gas station or using their cards at other outdoor accessible transaction terminals. These criminals are typically found with cash,… Read more »

Cybersmart

Do Your Part, Be Cybersmart

October is Cybersecurity Awareness Month. In past years, you may have ignored the issue as cybersecurity might have felt like a problem for large companies or an issue for the hero to help solve in a spy movie. But the world is changing, and fast. According to the National Cyber Security Alliance (NCSA), the first… Read more »

Social Media Scams

Social Media: Five Scams that Work

Platforms like Facebook, Twitter, Instagram, and LinkedIn and many others can help us connect on a personal and professional level with friends, family, business associates, and causes that allow us to make new connections with others with shared interests. And participation is free to everyone, which has led to an unprecedented use of social media…. Read more »

Cash or card

Cash or Card?

Which do you prefer to use at checkout, cash or card? Cash certainly has its benefits, especially if you’re someone who finds it easier to use to manage spending and curb impulse purchases. Some businesses only accept cash (although a growing number only take plastic), or may impose a surcharge or minimum purchase requirement to… Read more »

Scams

Scams: What’s Old is New Again

It happened in the midst of the lockdown. Dan and his family were unable to visit their aging mother due to COVID-19 concerns. While being isolated from her family and friends, Dan’s mother received a phone call. An unknown person convinced her to go to the nearest Dollar General store and purchase $2,000 in gift… Read more »

Debt

Get Smart About Debt: 7 Tips to Help You Get Out of Debt NOW

If you are dealing with debt, you aren’t alone. The average American household has an average balance of about $6,600 in credit card debt, and that’s not taking into account home, auto, and student loans. Paying off your debt isn’t always easy, but having a plan can go a long way in achieving your financial goals. Check… Read more »

Digital Wallet

The Rise of Digital Wallets and Contactless Transactions

You are standing in line at the pharmacy, ready to check out. While fumbling around in your purse for cash or a card, you notice the person in front of you has simply scanned their smartphone across the payment card reader. In a flash, they’ve paid for their merchandise and are out the door, leaving… Read more »

Financial Facts

3 Tried & True Facts About Personal Finances

No matter your age or stage in life, it pays to know the facts about personal finances. When you understand the basics, you can set yourself up for success and build a healthy financial future. Here are three facts to know about personal finance to get on the right track. Fact #1: Good Financial Habits… Read more »

Revenge Spend

5 Ways to Revenge Spend Wisely

There’s a new spending trend in town, and many are calling it “revenge spend.” As the COVID-19 vaccine gains momentum and restrictions ease, people are opening their wallets to make up for lost time during the lockdown. Many people are going big, bolstered by their stimulus checks. But be careful not to go too overboard…. Read more »

What is Home Title Theft?

What is Home Title Theft?

Purchasing a home is a big decision. For most people, it’s the biggest purchase they will make in their lifetime. Plus, a home is so much more than an asset. It’s where we live, raise our children, entertain friends, and feel the most secure and at peace. It’s easy to understand why people would want… Read more »