Author: Team SESLOC

Debt

Get Smart About Debt: 7 Tips to Help You Get Out of Debt NOW

If you are dealing with debt, you aren’t alone. The average American household has an average balance of about $6,600 in credit card debt, and that’s not taking into account home, auto, and student loans. Paying off your debt isn’t always easy, but having a plan can go a long way in achieving your financial goals. Check… Read more »

Federal Student Loans

Federal Student Loans FAQ

ASK A FINANCIAL PLANNER   What Are Federal Student Loans? Federal student loans are loans established by the federal government and provided to students for college and graduate school. Who Can Get a Federal Student Loan? There are eligibility requirements for federal student loans. If you have any questions about eligibility, contact the financial aid… Read more »

Recent Grads

SESLOC Resources for Recent Grads

Whether you’re moving on to higher education or launching your career, SESLOC offers financial resources to help you along your journey: The Credit Union Difference While many banks offer free student checking to young adults, the minute you age out of the account you may be subject to fees and account balance minimums. Your SESLOC… Read more »

SESLOC Rewards for Recent Grads

10 SESLOC Rewards for Recent Grads

Whether you’re wearing your cap and gown to pick up your high school diploma or college degree, you can redeem your SESLOC HomeFREE Checking™ debit card and Visa Signature® Rewards card points for gift cards and merchandise to help you start your next chapter. Check out the top 10 SESLOC Rewards for recent grads*. Not… Read more »

Food Bank Fundraiser

Thank You For Supporting Our Local Food Banks!

SESLOC hosted a fundraiser for local food banks in May for the second year in a row. SESLOC, employees, and members raised over $14,000 combined for the SLO Food Bank and Food Bank of Santa Barbara County. Each dollar donated buys enough food for 8 meals, thanks to the Food Banks’ network of partners. Over… Read more »

Son Care Foundation

SESLOC Spotlight: Son Care Foundation

SESLOC Spotlight highlights local organizations that make the Central Coast the best place to live. The Son Care Foundation provides practical mentorship opportunities in our community and works with the incarcerated to train service dogs for veterans and first responders struggling with PTSD. Learn more about this nonprofit’s unique programs: Son Care Foundation Industry: Nonprofit… Read more »

Digital Wallet

The Rise of Digital Wallets and Contactless Transactions

You are standing in line at the pharmacy, ready to check out. While fumbling around in your purse for cash or a card, you notice the person in front of you has simply scanned their smartphone across the payment card reader. In a flash, they’ve paid for their merchandise and are out the door, leaving… Read more »

Retirement Confidence

Retirement Confidence Remains Strong, Despite Pandemic

ASK A FINANCIAL PLANNER Despite the economic shock of the coronavirus pandemic, American workers and retirees remain largely optimistic about their financial prospects for retirement. In its annual Retirement Confidence Survey conducted in January 2021, the Employee Benefit Research Institute (EBRI) found that 80% of retirees and 72% of workers were either very or somewhat… Read more »

Financial Facts

3 Tried & True Facts About Personal Finances

No matter your age or stage in life, it pays to know the facts about personal finances. When you understand the basics, you can set yourself up for success and build a healthy financial future. Here are three facts to know about personal finance to get on the right track. Fact #1: Good Financial Habits… Read more »

SESLOC Rewards for Father's Day

10 SESLOC Rewards for Father’s Day

Shopping for Father’s Day gifts? SESLOC Rewards now offers more gift cards to popular retailers! You can redeem your SESLOC HomeFREE Checking™ debit card and Visa Signature® Rewards card points for a gift card to give, or to use towards that perfect gift! Check out the top 10 SESLOC Rewards for Father’s Day. Not registered?… Read more »