Author: Team SESLOC

Homeowners Tax Tips

Tax Tips: Homeowners Insurance

The purpose of home insurance is obvious. The tax rules surrounding home insurance, though, aren’t always so clear. For example, if your insurance won’t cover you for a given loss, are you simply left holding the bag, or can you expect some tax relief? And what about premiums — can you deduct them or not?… Read more »

3 Reasons to Go Contactless With Mobile Deposits

You may be aware that mobile check deposits are secure and convenient — but are you aware of these other handy benefits? It’s Completely Contactless You can make deposits from the comfort of your couch or on the go, saving you a trip to the branch — all you need is an Apple or Android… Read more »

Auto Accident Checklist

Auto Accident Checklist

An automobile accident can be a confusing and stressful event, but being prepared can help you remain calm. It’s important to know what to do immediately after an accident and what to do in the days following. Immediately After An Accident: Don’t panic. Pull off the road if the accident is minor. If the accident… Read more »

Online Holiday Shopping

7 Tips to Stay Safe While Online Holiday Shopping

As we abide by stay-at-home orders, many of us spend hours in front of the computer each day for work and school. Online retail associations expect online holiday sales to surge by 25% – amounting to between $182 billion and $196 billion. Add this to a 15% increase in online sales from 2018 to 2019…. Read more »

SESLOC Rewards for the Perfect Gift

10 SESLOC Rewards for the Perfect Gift

The holidays are coming up fast — did you know you can redeem your SESLOC HomeFREE Checking™ debit card and Visa Signature® Rewards card points for merchandise and gift cards? Check out the top 10 SESLOC Rewards for the perfect gift. Not registered? Head over to SESLOC Rewards to register your HomeFREE Checking debit card… Read more »

Money Management Minute

Money Management Minute

Money Management Minute is a financial health public service announcement series airing on KCBX, KVEC, KKJG and KSTT this holiday season. In case you missed it, check out these handy tips: Look Out for Psychological Tricks Do you know some sales are designed with psychological tricks to compel us to shop and buy? It is so… Read more »

Moving Insurance

How Can I Insure My Possessions During a Move?

There are several ways to insure your possessions while you’re moving. Perhaps your current homeowners policy includes coverage for your personal property during a move. The policy may cover your possessions at the new location for a limited time, also. The same coverages, exclusions, and deductibles apply while you’re moving as they would for a… Read more »

5Cities Homeless Coalition

SESLOC Spotlight: 5Cities Homeless Coalition

SESLOC Spotlight highlights local organizations that make the Central Coast the best place to live. The 5Cities Homeless Coalition is a local nonprofit powered by the community coming together to help those in need. Janna Nichols, Executive Director, explains how 5CHC has provided support and resources since 2009: 5Cities Homeless Coalition Industry: Nonprofit Serving the… Read more »

Retirement Limits for 2021

IRA and Retirement Plan Limits for 2021

ASK A FINANCIAL PLANNER Many IRA and retirement plan limits are indexed for inflation each year. While some of the limits remain unchanged for 2021, other key numbers have increased. IRA Contribution Limits The maximum amount you can contribute to a traditional IRA or a Roth IRA in 2021 is $6,000 (or 100% of your… Read more »

Auto Insurance

The ABCs of Auto Insurance

Whether you already have auto insurance or are considering buying some, you may be wondering how much is enough and which types of coverage you need. Here are a few tips to get you started: A is For Auto Policy When you purchase auto insurance, you enter into a written contract with your insurance company…. Read more »