Author: Team SESLOC

Blog header — tax season

Tax Season is Also Theft Season

Tax-related identity theft occurs when someone uses your stolen personal information, including your Social Security Number, to file a tax return claiming your refund. According to the IRS, reversing the damage caused by tax related identity theft can be a frustrating and complex process for victims. In addition, scammers will use tax season as an… Read more »

7 Reasons for Home Ownership

7 Reasons to Own a Home

Making a list of the pros of homeownership versus renting to see if it’s time to buy? Consider these 7 key differences: 1. Acquire Tax Benefits Homeownership comes with tax deductions. You’re generally able to deduct mortgage interest, property taxes, some homebuying costs, and energy efficient improvements. 2. Watch Your Value Grow Real Estate is… Read more »

Tackling Holiday Debt

Tackling Holiday Debt

The holidays have come and gone, and now many are left with the bill. According to a Gallup poll ahead of the shopping season, Americans planned to spend an average of $942 on holiday gifts — not including food, travel, and other celebratory activities. What’s more, less than half of Americans reported going into the… Read more »

From Your CEO — Winter 2020

Happy New Year! Can you believe we just entered into a new decade? As I reflect on the past 10 years, it has been filled with many changes in the credit union industry. All banks and credit unions were recovering from The Great Recession in the early years of the last decade as well as… Read more »

Kick Off The Year With This 7-Step Financial Action Plan

How do you see yourself in 2020? If your vision is of a more financially savvy you, then read on. This 7-step financial action plan will give you the tools to make this year — and decade — about your financial wellness. The best part? It’s easy! 1. Download Your Annual Free Credit Report Credit… Read more »

Loan Payments

7 Ways to Pay Your SESLOC Loan

SESLOC offers 7 convenient methods to pay your consumer or business loan. Please note that payments must be received on or before the due date or late fees may apply. Use EasyPay to pay directly online without logging into your Online Banking account. Call our Contact Center at (805) 543-1816. Visit your SESLOC branch in Paso… Read more »

2019 in Review

SESLOC Year in Review

2019 has been quite a year! We launched new services and programs to make SESLOC more convenient and accessible, and hosted educational seminars to ensure you have the tools to achieve financial wellness.     Looking Back on 2019 Here are some of the things we did this year to improve your credit union and… Read more »

Education Grants Succulent Garden

Local Teachers Use Grants to Spark Critical Thinking

Critical thinking is an essential skill for success, and educators are finding creative ways to introduce it into their classrooms. Here’s how three teachers used SESLOC Education Grants to spark critical thinking: Santa Lucia Middle School students created a succulent garden to beautify their environment. Teacher Suzaette Morrow at the Cambria based school developed the lesson,… Read more »

Make the Switch

Make the Switch to HomeFREE Checking in 4 Easy Steps

With our new Online Account Opening service, moving to SESLOC Federal Credit Union has never been easier — bring it home in just 4 easy steps: 1.  Register for Online Banking Enroll in Online Banking or download the Mobile App to access your account at home or on-the-go. It’s also your portal to convenient tools like… Read more »

Budgeting for Couples

Combining Finances? Read This Guide on Budgeting for Couples

Disagreements about money and stress over financial concerns is a major — and common — problem in relationships. In fact, it’s often cited as the leading cause of divorce. But it doesn’t have to be that way. Making your shared finances a priority helps build a solid foundation. Check out these tips for talking about… Read more »