Author: Team SESLOC

Indicators

High-Frequency Indicators: Where to Look for Signs of Recovery

ASK A FINANCIAL PLANNER Since the pandemic began, disruptions in business activity have varied greatly from region to region, and often from one week to the next, according to the severity of local COVID-19 outbreaks. Unfortunately, many of the official government statistics used to gauge the health of the U.S. economy are backward looking and… Read more »

Financial Literacy for Kids

Financial Literacy for Kids

Practical money management skills learned at an early age can have a lasting impact on the rest of your child’s life. In fact, this is one of the most important areas where you can truly change the course of their life. Educating your children about financial wellness will help them build healthy spending habits for… Read more »

Member XP Best of

SESLOC Recognized Nationally for Superior Member Service

SESLOC has been recognized as a leading credit union that consistently provides exceptional levels of member service by MemberXP, a member experience solution from CU Solutions Group. The coveted Best of the Best award is given to credit unions that have consistently provided exceptional member service, as reported by their own members. Only the highest-performing… Read more »

Remote

6 Convenient Ways to Contact SESLOC Support

SESLOC offers 6 convenient ways to access the support you need to bank on your own terms: 1. NEW: Video Banking SESLOC is now offering Video Banking so you can “meet” face-to-face with a Member Services Representative from the comfort of your home, or on the go. Video Banking is available Monday through Friday, from… Read more »

Home refinance

Frequently Asked Questions About Mortgage Refinancing

Refinancing your mortgage might seem daunting, but a refi can lower your monthly payment or save you money with a better interest rate. We’re answering the most frequently asked questions about refinancing below, but if you’re ready to move forward or would like to explore your options, contact a SESLOC Mortgage Loan Officer for a… Read more »

Turtle & Tortoise Rescue

SESLOC Spotlight: Turtle and Tortoise Rescue of Arroyo Grande

SESLOC Spotlight highlights local organizations that make the Central Coast the best place to live. The Turtle and Tortoise Rescue of Arroyo Grande has rescued an estimated 5,000 turtles, tortoises, and other animals in need of a caring and protected home over the past 30 years. Jeff Dobbs explains how the nonprofit sanctuary supports animals… Read more »

Go Green

5 Tips to Go Green & Save Money

Going green doesn’t have to break the bank. In fact, there are small things you can do every day to promote environmental sustainability and save money at the same time. Check out these 5 tips for going green: 1. Cut Down on Food Waste It’s estimated that the average American household of four throws away $1,500… Read more »

GreenPath Virtual Coach

NEW: GreenPath Virtual Financial Coach

SESLOC is partnering with GreenPath Financial Wellness to offer a Virtual Financial Coach — a convenient new way for credit union members to achieve their financial goals. The Virtual Financial Coach is an easy-to-use, friendly, chat-based support platform. Members may get personalized action plans and ongoing support to set and achieve their financial goals. They may… Read more »

Fund college education

Should I Use My 401(k) to Fund My Child’s College Education?

ASK A FINANCIAL PLANNER You can, but it isn’t your best option. Your 401(k) plan should be dedicated primarily to your retirement. There are two primary drawbacks to using your 401(k) for college funding. First, if you withdraw funds from your 401(k) before you are 59½, you will owe a 10% premature distribution penalty on… Read more »

From Your CEO — Spring 2021

Welcome to spring on the Central Coast! A fresh, new season brings cautious optimism regarding the pandemic as more vaccines are made available; a light at the end of the tunnel for our local businesses and communities. Over the years, many of you have taken surveys based on your recent experience with the credit union…. Read more »