Author: Team SESLOC

5 Questions About Long-Term Care

5 Questions About Long-Term Care

ASK A FINANCIAL PLANNER 1. What is Long-Term Care? Long-term care refers to the ongoing services and support needed by people who have chronic health conditions or disabilities. There are three levels of long-term care: Skilled care: Generally round-the-clock care that’s given by professional health care providers such as nurses, therapists, or aides under a… Read more »

Financial Caregiving

Should I Plan for Financial Caregiving?

Age, illness, or injury can affect our ability to handle our finances. It’s a difficult subject to think about, and it can be even harder to discuss with loved ones. But having a plan in place is essential to protect your financial wellbeing and future. Who Should Think About Planning? Preparation is for everyone. A… Read more »

Wills vs Trust

Wills vs. Trust: Know the Difference

ASK A FINANCIAL PLANNER Wills and trusts are common documents used in estate planning. While each can help in the distribution of assets at death, there are important differences between the two. What is a Will?  A last will and testament is a legal document that lets you direct how your property will be dispersed… Read more »

Business-Spotlight-KCBX

SESLOC Spotlight: KCBX Radio

SESLOC Spotlight highlights local organizations that make the Central Coast the best place to live. Today we’re shining the spotlight on KCBX Central Coast Radio. This nonprofit has entertained and informed our community 45 years. Frank Lanzone, KCBX President, showcases this important cultural resource: KCBX Central Coast Radio Industry: Nonprofit Serving the Central Coast since:… Read more »

Beware of Common Money Scams

Beware of Common Money Scams

Scammers are always looking for innovative ways to separate you from your money. Whether their goal is to gain access to your cash, or to gain control of your personal information so they can commit fraud, they frequently play on psychological manipulation to get you to comply. Here some common scams to be aware of:… Read more »

Biz OLB Users

Adding & Managing Users in Online Banking

Create users in SESLOC Business Online Banking so your team can bank on your business’ behalf. Before you get started, you will need to define an appropriate role to manage what each user can or can not do. Learn how to create and manage roles here. Adding Users 1. From the Menu select Business Services…. Read more »

Business Online Banking Roles

Creating & Managing Roles in Online Banking

Create roles in SESLOC Business Online Banking to manage your team’s ability to bank on your business’ behalf. Adding Roles From the Menu select Business Services, then User Roles. By default your profile will include two roles: Admin, which includes all Online Banking privileges, and View Only,* which allows users to view account balances and information. However, you… Read more »

Home Essentials

10 Home Essentials You Can Find On SESLOC Rewards

Buying a home, or moving out on your own? Did you know you can redeem your SESLOC debit card reward points to stock up on home essentials? Check out these 10 SESLOC Rewards for turning your house into a home. Not registered? Head over to SESLOC Rewards to register your HomeFREE Checking debit card today…. Read more »

Coping with Market Volatility

Coping With Market Volatility: Be Sure to Use Appropriate Benchmarks

ASK A FINANCIAL PLANNER Do you find yourself glued to the daily news reports on market movements wondering about your own savings and investments? Before you make any hasty decisions, be sure you understand how these reports relate — or don’t relate — to your individual portfolio. The variance in the returns of different portfolios… Read more »

Investment Biases

How Do Biases Affect Investment Decisions?

ASK A FINANCIAL PLANNER When it comes to your finances, “go with your gut” might not be the wisest adage to follow. In fact, it may work against you, particularly in periods of market turbulence. Before jumping to conclusions about your finances, consider what biases may be at work beneath your conscious radar. Recency bias… Read more »